As soon as I entered college I quickly realized that there were many things I needed to know that mom and dad forgot to teach me. I know there are thousands of other college students out there that were (and are) in that same situation I was. While I’m certainly not your mother, I trust that the following information will be of great use to you.
Everything students ought to know before enrolling in college simply can’t be covered in a short article such as this one. However, I will quickly cover a few important things including money management, obtaining financial aid, cooking, and time management.
Managing Your Money:
These are my three tips for managing your money.
1- Create a budget. This can be difficult in the beginning but it will really reduce your stress in the long run. If you don’t even know where to begin, search the internet or ask your friends or parents.
2- Do not spend more than you make. If you are in the habit of spending more than you are earning you either need to increase your income or reduce your expenses. There are hundreds of ways to reduce your expenses.
3- Pay your bills when their due. Just do it. Don’t get deeper in debt than you have to.
How to Find Financial Aid:
Scholarships, grants and loans are you finance options. Scholarships can be found at the school you are planning to attend, online, through clubs, businesses, and churches.
The most popular way to obtain a grant is through the government. In order to do this you must fill out a Free Application for Federal Student Aid (FAFSA). Fill out this application on the internet or in your financial aid office.
There are two types of student loans: Federal and private. Some Federal loans are the Stafford, Perkins, Parent PLUS, and Graduate PLUS loans. Private loans can be obtained through a financial institutions.
You don’t have to be a chef to be able to cook. There are plenty of simple recipes that anyone can put together. In fact, loads of recipe books have been written specifically for college students! Think about acquiring one of these great books.
If you don’t feel like getting out the recipe book simply look at the food you have, choose items that would taste good together, and throw them into a pot or frying pan. Most meals are meat based with vegetables and sometimes noodles or rice.
Here are my tips for managing your time:
1. Prioritize– As long as you get the really important things done, nothing else matters.
2. Schedule– Everyone needs a different kind of schedule. Try out different schedules to determine which one works best for you..
3. Follow your Schedule– If you are in class, BE in class. Don’t dose off or text your friends. If your teacher is really boring, do your homework from another class. If it’s time to study, study. Don’t go to the library for an hour just to end up gazing out the window for forty five minutes. When it’s time to relax, relax. Do what you need to do when you need to do it.
About the Author
Elise Fisher enjoys publishing articles for her clients. She also loves creating informational websites for public use such as About Student Loans. Elise Fisher may be contacted at http://www.echo-promotions.com
NOTE: Use of this article requires links to be intact. To learn more about student finances visit our Managing Student Debt page. Being a college student herself, Elise Fisher enjoys writing articles for her website About-Student-Loans.com.
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